* Check whether the company has a privacy statement that tells you what it will do with your personal information. In www.shoppersark.com for example, we do keep our customers information confidential.
* Make sure the Web site is secure before typing in your credit/debit card number. Secure sites encrypt financial information so thieves can’t pluck your account number off the Internet and run up unauthorized charges. At the bottom of the page where you enter your personal information, look for a padlock or unbroken key that signifies a secure Web site. Note, too, that “http” in the Web address changes to “https” on a secure page. In our own case, www.shoppersark.com has it’s debit/credit cards transaction secured by the third party which is responsible for securing all transactions on our website.
* Review your credit/debit card statement each month to make sure there are no unauthorized charges. If you find a fraudulent charge, immediately contact your bank and close the account. until it is resolved.
* Take into account the shipping, postage and packing costs. Weigh them up against the parking and travelling costs you would have to pay if you went to the high street. On www.shopersark.com, there are several shipping packages that are designed specifically for your convinience.
* Print out and keep a record of all your transactions. You’ll need it if disputes arise in the future. This will serve as a backup for you incase any transacyion goes bad. It is much easier to copy and save payment confirmation pages compared to keeping hard copies of bank tellers.
Tags: bank tellers, credit debit, debit credit cards, financial information, hard copies, packing, padlock, payment confirmation, secure sites, secure web, shipping packages, thieves, unauthorized charges, unbroken key, web address changes